Matthew Howe is Chief Credit Officer of Amerisource Business Capital and he is he based in the Lake Elmo, MN office. Matthew has been in commercial lending since 1998. During his 26-year career, he has held various positions in A/R finance, factoring, asset based lending, and commercial banking. Before joining Amerisource in April 2024, Matthew was the co-founder of Bell Business Credit, the asset based lending division of Bell Bank where he oversaw operations and credit. His credit and relationship management experience includes three years with UMB Capital Finance and nearly 18 years with Wells Fargo in both the Minneapolis and Denver markets. Past positions have included credit management (team and portfolio), relationship management, and collateral examination. Matthew has a bachelor’s degree in Accounting from Winona State University and an MBA from Augsburg University. Matthew and his wife, Heidi, reside in Lake Elmo, Minnesota a suburb of Minneapolis with their three children and dog. Matthew spends his free time coaching or watching his kid's sports teams, long-distance running with his run club, fishing, and golfing.