Matthew (Matt) Howe, Chief Credit Officer is based in the Lake Elmo, MN office. Matt has been in commercial lending since 1998. During his career, he has held various positions in A/R finance, factoring, asset based lending, and commercial banking. Before joining Amerisource in April 2024, Matthew was the co-founder of Bell Business Credit, the asset-based lending division of Bell Bank where he oversaw operations and credit. His credit and relationship management experience includes 3 years with UMB Capital Finance and nearly 18 years with Wells Fargo in both the Minneapolis and Denver markets. Matt has a degree in Accounting from Winona State University and an MBA from Augsburg University.